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Value of 1995 US Dollars today

$100 in 1995
$195.5 in 2022

The inflation rate in the United States between 1995 and today has been 95.5%, which translates into a total increase of $95.5. This means that 100 dollars in 1995 are equivalent to 195.5 dollars in 2022. In other words, the purchasing power of $100 in 1995 equals $195.5 today. The average annual inflation rate between these periods has been 2.51%.

Inflation timeline in the United States (1995 - 2022)

The following chart depicts the equivalence of $100 due to compound inflation and CPI changes. All values are equivalent in terms of purchasing power, which means that for each year the same goods or services could be bought with the indicated amount of money.

All calculations are performed in the local currency (USD) and using 6 decimal digits. Results show only up to 2 decimal digits to favour readability. Inflation data is provided by governments and international institutions on a monthly basis. Today's values were extrapolated from the latest 12-month rolling average official data.

The following table contains relevant indicators:

Indicator Value
Cumulative inflation 1995-2021 77.82%
Cumulative inflation 1995-today 95.5%
Avg. Annual inflation 1995-2021 2.24%
CPI 1995 64.29
CPI 2021 114.33
CPI 2022-08 (latest official data) 124.96
CPI today 125.69

How to calculate today's value of money after inflation?

There are several ways to calculate the time value of money. Depending on the data available, results can be obtained by using the Consumer Price Index (CPI) formula or the compound interest formula.

Using the CPI formula

When we have both the start and end years, we can use the following formula:

Valuet =Value0 ×
CPIt/CPI0

To obtain the values equivalent in buying power between 1995 and 2021, use the corresponding CPI values:

Value2021
=Value1995 ×
CPI2021/CPI1995
=$ 100 ×
114.33/64.29
$177.82

To obtain the equivalent value today (present value), plug in the CPI for today, which is estimated as 125.69:

Valuetoday
=Value1995 ×
CPItoday/CPI1995
=$ 100 ×
125.69/64.29
$195.5

Alternative: Using the compound interest formula

Given that money changes with time as a result of an inflation rate that acts as compound interest, we can use the following formula: FV = PV × (1 + i)n, where:

  • FV: Future Value
  • PV: Present Value
  • i: Interest rate (inflation)
  • n: Number of times the interest is compounded (i.e. # of years)

In this case, the future value represents the final amount obtained after applying the inflation rate to our initial value. In other words, it indicates how much are $100 worth today. There are 26 years between 1995 and 2021 and the average inflation rate was 2.2386%. Therefore, we can resolve the formula like this:

Value2021
=PV × (1 + i)n
=$100 × (1 + 0.022386)26
$177.82

US inflation - Conversion table

Initial Value Equivalent value
$1 dollar in 1995 $1.78 dollars in 2021
$5 dollars in 1995 $8.89 dollars in 2021
$10 dollars in 1995 $17.78 dollars in 2021
$50 dollars in 1995 $88.91 dollars in 2021
$100 dollars in 1995 $177.82 dollars in 2021
$500 dollars in 1995 $889.11 dollars in 2021
$1,000 dollars in 1995 $1,778.21 dollars in 2021
$5,000 dollars in 1995 $8,891.05 dollars in 2021
$10,000 dollars in 1995 $17,782.11 dollars in 2021
$50,000 dollars in 1995 $88,910.54 dollars in 2021
$100,000 dollars in 1995 $177,821.09 dollars in 2021
$500,000 dollars in 1995 $889,105.44 dollars in 2021
$1,000,000 dollars in 1995 $1,778,210.87 dollars in 2021
Cumulative inflation From 1995 95.5%
Avg. annual inflation From 1995 2.51%
CPI 1995 64.29
CPI today 125.69

Value of Dollar over time (by year)

Period Value
1995 100
1996 102.93
1997 105.34
1998 106.97
1999 109.31
2000 113
2001 116.2
2002 118.04
2003 120.72
2004 123.95
2005 128.16
2006 132.29
2007 136.07
2008 141.29
2009 140.79
2010 143.1
2011 147.61
2012 150.67
2013 152.88
2014 155.36
2015 155.54
2016 157.5
2017 160.86
2018 164.79
2019 167.77
2020 169.84
2021 177.82
2022-08 194.36
Today 195.5

All available years

Today's value of US dollars by year:

1956 | 1957 | 1958 | 1959 | 1960 | 1961 | 1962 | 1963 | 1964 | 1965 | 1966 | 1967 | 1968 | 1969 | 1970 | 1971 | 1972 | 1973 | 1974 | 1975 | 1976 | 1977 | 1978 | 1979 | 1980 | 1981 | 1982 | 1983 | 1984 | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |

Other currencies: