Value of 1995 Polish Zloty today

zł100 in 1995
zł347.87 in 2022

The inflation rate in Poland between 1995 and today has been 247.87%, which translates into a total increase of zł247.87. This means that 100 zloty in 1995 are equivalent to 347.87 zloty in 2022. In other words, the purchasing power of zł100 in 1995 equals zł347.87 today. The average annual inflation rate between these periods has been 4.73%.

Inflation timeline in Poland (1995 - 2022)

The following chart depicts the equivalence of zł100 due to compound inflation and CPI changes. All values are equivalent in terms of purchasing power, which means that for each year the same goods or services could be bought with the indicated amount of money.

All calculations are performed in the local currency (PLN) and using 6 decimal digits. Results show only up to 2 decimal digits to favour readability. Inflation data is provided by governments and international institutions on a monthly basis. Today's values were extrapolated from the latest 12-month rolling average official data.

The following table contains relevant indicators:

Indicator Value
Cumulative inflation 1995-2021 194.81%
Cumulative inflation 1995-today 247.87%
Avg. Annual inflation 1995-2021 4.25%
CPI 1995 38.88
CPI 2021 114.61
CPI 2022-08 (latest official data) 133.41
CPI today 135.24

How to calculate today's value of money after inflation?

There are several ways to calculate the time value of money. Depending on the data available, results can be obtained by using the Consumer Price Index (CPI) formula or the compound interest formula.

Using the CPI formula

When we have both the start and end years, we can use the following formula:

Valuet =Value0 ×
CPIt/CPI0

To obtain the values equivalent in buying power between 1995 and 2021, use the corresponding CPI values:

Value2021
=Value1995 ×
CPI2021/CPI1995
=zł 100 ×
114.61/38.88
zł294.81

To obtain the equivalent value today (present value), plug in the CPI for today, which is estimated as 135.24:

Valuetoday
=Value1995 ×
CPItoday/CPI1995
=zł 100 ×
135.24/38.88
zł347.87

Alternative: Using the compound interest formula

Given that money changes with time as a result of an inflation rate that acts as compound interest, we can use the following formula: FV = PV × (1 + i)n, where:

  • FV: Future Value
  • PV: Present Value
  • i: Interest rate (inflation)
  • n: Number of times the interest is compounded (i.e. # of years)

In this case, the future value represents the final amount obtained after applying the inflation rate to our initial value. In other words, it indicates how much are zł100 worth today. There are 26 years between 1995 and 2021 and the average inflation rate was 4.246%. Therefore, we can resolve the formula like this:

Value2021
=PV × (1 + i)n
=zł100 × (1 + 0.04246)26
zł294.81

Poland inflation - Conversion table

Initial Value Equivalent value
zł1 zloty in 1995 zł2.95 zloty in 2021
zł5 zloty in 1995 zł14.74 zloty in 2021
zł10 zloty in 1995 zł29.48 zloty in 2021
zł50 zloty in 1995 zł147.41 zloty in 2021
zł100 zloty in 1995 zł294.81 zloty in 2021
zł500 zloty in 1995 zł1,474.06 zloty in 2021
zł1,000 zloty in 1995 zł2,948.13 zloty in 2021
zł5,000 zloty in 1995 zł14,740.64 zloty in 2021
zł10,000 zloty in 1995 zł29,481.27 zloty in 2021
zł50,000 zloty in 1995 zł147,406.35 zloty in 2021
zł100,000 zloty in 1995 zł294,812.71 zloty in 2021
zł500,000 zloty in 1995 zł1,474,063.54 zloty in 2021
zł1,000,000 zloty in 1995 zł2,948,127.08 zloty in 2021
Cumulative inflation From 1995 247.87%
Avg. annual inflation From 1995 4.73%
CPI 1995 38.88
CPI today 135.24

Value of Zloty over time (by year)

Period Value
1995 100
1996 119.79
1997 137.66
1998 153.63
1999 164.62
2000 180.91
2001 190.7
2002 194.33
2003 195.66
2004 202.28
2005 206.69
2006 209.35
2007 214.5
2008 223.43
2009 231.91
2010 237.9
2011 247.98
2012 256.81
2013 259.36
2014 259.5
2015 257.23
2016 255.52
2017 260.82
2018 265.55
2019 271.47
2020 280.63
2021 294.81
2022-08 343.18
Today 347.87

All available years

Today's value of polish zloty by year:

1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |

Other currencies: