zł100 in 1995
zł319.79 in 2021
The inflation rate in Poland between 1995 and today has been 219.79%, which translates into a total increase of zł219.79. This means that 100 zloty in 1995 are equivalent to 319.79 zloty in 2021. In other words, the purchasing power of zł100 in 1995 equals zł319.79 today. The average annual inflation rate has been 4.4%.
The following chart depicts the equivalence of zł100 throughout the years due to inflation and CPI changes. All values are equivalent in terms of purchasing power, which means that for each year the same goods or services could be bought with the indicated amount of money.
All calculations are performed in the local currency (PLN) and using 6 decimal digits. Results show only up to 2 decimal digits to favour readability. Inflation data is provided by governments and international institutions on a monthly basis. Today's values were obtained by estimating figures from recent trends.
The following table contains relevant indicators:
| Indicator | Value |
|---|---|
| Total Inflation (1995-2021) | 219.23% |
| Total Inflation* | 219.79% |
| Annual inflation avg. (1995-2021) | 4.57% |
| Annual inflation avg.* | 4.4% |
| CPI 1995 | 34.32 |
| CPI 2021 | 109.56 |
| CPI today* | 109.76 |
| zł1 in 1995 | zł3.19 in 2021 |
* Values extrapolated from the last official data to obtain today's values.
There are several ways to calculate the time value of money. Depending on the data available, results can be obtained by using the compound interest formula or the Consumer Price Index (CPI) formula.
Given that money changes with time as a result of an inflation rate that acts as a compound interest, the following formula can be used: FV = PV (1 + i)n, where:
In this case, the future value represents the final amount obtained after applying the inflation rate to our initial value. In other words, it indicates how much are zł100 worth today. There are 26 years between 1995 and 2021 and the average inflation rate has been 4.3996%. Therefore, we can resolve the formula like this:
FV = PV (1 + i)n = zł100 * (1 + 0.04)26 = zł319.23
When the CPI for both start and end years is known, the following formula can be used:
In this case, the CPI in 1995 was 34.32 and the CPI today is 109.76. Therefore,
| Initial Value | Equivalent value | |
|---|---|---|
| zł1 zloty in 1995 | zł3.2 zloty today | |
| zł5 zloty in 1995 | zł15.99 zloty today | |
| zł10 zloty in 1995 | zł31.98 zloty today | |
| zł50 zloty in 1995 | zł159.9 zloty today | |
| zł100 zloty in 1995 | zł319.79 zloty today | |
| zł500 zloty in 1995 | zł1,598.96 zloty today | |
| zł1,000 zloty in 1995 | zł3,197.92 zloty today | |
| zł5,000 zloty in 1995 | zł15,989.58 zloty today | |
| zł10,000 zloty in 1995 | zł31,979.16 zloty today | |
| zł50,000 zloty in 1995 | zł159,895.78 zloty today | |
| zł100,000 zloty in 1995 | zł319,791.56 zloty today | |
| zł500,000 zloty in 1995 | zł1,598,957.8 zloty today | |
| zł1,000,000 zloty in 1995 | zł3,197,915.6 zloty today |
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