Value of 1995 Euro today

€100 in 1995
€170.48 in 2022

The inflation rate in the Eurozone between 1995 and today has been 70.48%, which translates into a total increase of €70.48. This means that 100 euro in 1995 are equivalent to 170.48 euro in 2022. In other words, the purchasing power of €100 in 1995 equals €170.48 today. The average annual inflation rate between these periods has been 2%.

Inflation timeline in the Eurozone (1995 - 2022)

The following chart depicts the equivalence of €100 due to compound inflation and CPI changes. All values are equivalent in terms of purchasing power, which means that for each year the same goods or services could be bought with the indicated amount of money.

All calculations are performed in the local currency (EUR) and using 6 decimal digits. Results show only up to 2 decimal digits to favour readability. Inflation data is provided by governments and international institutions on a monthly basis. Today's values were extrapolated from the latest 12-month rolling average official data.

The following table contains relevant indicators:

Indicator Value
Cumulative inflation 1995-2021 54.87%
Cumulative inflation 1995-today 70.48%
Avg. Annual inflation 1995-2021 1.7%
CPI 1995 69.59
CPI 2021 107.78
CPI 2022-08 (latest official data) 117.85
CPI today 118.64

How to calculate today's value of money after inflation?

There are several ways to calculate the time value of money. Depending on the data available, results can be obtained by using the Consumer Price Index (CPI) formula or the compound interest formula.

Using the CPI formula

When we have both the start and end years, we can use the following formula:

Valuet =Value0 ×
CPIt/CPI0

To obtain the values equivalent in buying power between 1995 and 2021, use the corresponding CPI values:

Value2021
=Value1995 ×
CPI2021/CPI1995
=€ 100 ×
107.78/69.59
€154.87

To obtain the equivalent value today (present value), plug in the CPI for today, which is estimated as 118.64:

Valuetoday
=Value1995 ×
CPItoday/CPI1995
=€ 100 ×
118.64/69.59
€170.48

Alternative: Using the compound interest formula

Given that money changes with time as a result of an inflation rate that acts as compound interest, we can use the following formula: FV = PV × (1 + i)n, where:

  • FV: Future Value
  • PV: Present Value
  • i: Interest rate (inflation)
  • n: Number of times the interest is compounded (i.e. # of years)

In this case, the future value represents the final amount obtained after applying the inflation rate to our initial value. In other words, it indicates how much are €100 worth today. There are 26 years between 1995 and 2021 and the average inflation rate was 1.6966%. Therefore, we can resolve the formula like this:

Value2021
=PV × (1 + i)n
=€100 × (1 + 0.016966)26
€154.87

Eurozone inflation - Conversion table

Initial Value Equivalent value
€1 euro in 1995 €1.55 euro in 2021
€5 euro in 1995 €7.74 euro in 2021
€10 euro in 1995 €15.49 euro in 2021
€50 euro in 1995 €77.44 euro in 2021
€100 euro in 1995 €154.87 euro in 2021
€500 euro in 1995 €774.36 euro in 2021
€1,000 euro in 1995 €1,548.71 euro in 2021
€5,000 euro in 1995 €7,743.57 euro in 2021
€10,000 euro in 1995 €15,487.13 euro in 2021
€50,000 euro in 1995 €77,435.66 euro in 2021
€100,000 euro in 1995 €154,871.32 euro in 2021
€500,000 euro in 1995 €774,356.6 euro in 2021
€1,000,000 euro in 1995 €1,548,713.19 euro in 2021
Cumulative inflation From 1995 70.48%
Avg. annual inflation From 1995 2%
CPI 1995 69.59
CPI today 118.64

Value of Euro over time (by year)

Period Value
1995 100
1996 102.35
1997 104.09
1998 105.37
1999 106.61
2000 108.93
2001 111.56
2002 114.09
2003 116.51
2004 119.05
2005 121.66
2006 124.34
2007 127.04
2008 131.29
2009 131.69
2010 133.82
2011 137.47
2012 140.9
2013 142.8
2014 143.42
2015 143.69
2016 144.02
2017 146.25
2018 148.81
2019 150.59
2020 150.96
2021 154.87
2022-08 169.34
Today 170.48

All available years

Today's value of euro by year:

1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |

Other currencies: