Visa (V) Stock Inflation-Adjusted

Visa Inc. (V) is a global payments technology company that facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards.

An investor's real gain is measured by the growth in their purchasing power, not just by the change in a stock's nominal price. To provide this essential analysis, this page adjusts Visa's entire stock price history for inflation using the US Consumer Price Index. The charts and data below let you compare the nominal price against its inflation-adjusted value, revealing a clearer picture of Visa's true long-term growth.

Nominal prices are adjusted for stock splits and assume reinvestment of any dividends to reflect total return. Inflation-adjusted prices use May 2026 as the baseline (latest available CPI).

The current value of Visa stock is 333.12 (as of the close of Jun 16, 2026), 10.06% lower than the all-time high of 370.39 (Jun 11, 2025).

Since March 19, 2008, the inflation-adjusted total return for the stock has been 1,612%, which is equivalent to an annual growth rate of 16.85%.

In nominal values, the total return since this date has been 2,587%, or an annualized rate of 19.77%.

Inflation-Adjusted Values by Month

This data presents Visa's end-of-month closing levels over time. The inflation-adjusted column shows what each past level would represent in roughly today's dollars based on the latest CPI reading, following the same present-value method that underlies the US Inflation Calculator. The newest row will show matching nominal and adjusted values until another CPI update becomes available.

Date Inflation-Adjusted Nominal value
Jun 2026 333.12 333.12
May 2026 326.36 326.36
Apr 2026 331.24 329.16
Mar 2026 306.1 301.62
Feb 2026 327.63 319.48
Jan 2026 330.23 320.51
Dec 2025 361.2 349.27
Nov 2025 344.37 333.06
Oct 2025 338.67 338.67
Sep 2025 350.09 339.3
Aug 2025 361.67 349.64
Jul 2025 355.58 342.77
Jun 2025 365.99 352.27
May 2025 377.73 362.33
Apr 2025 357.52 342.23
Mar 2025 363.78 347.14
Feb 2025 377.34 359.28
Jan 2025 356.57 338
Dec 2024 331.85 312.52
Nov 2024 330.96 311.57
Oct 2024 303.72 286.08
Sep 2024 288.44 271.38
Aug 2024 290.39 272.78
Jul 2024 278.82 261.69
Jun 2024 275.78 258.54
May 2024 286.37 268.38
Apr 2024 282.27 264.1
Mar 2024 294.42 274.4
Feb 2024 300.1 277.9
Jan 2024 291.4 268.17
Dec 2023 279.14 255.5
Nov 2023 274.93 251.9
Oct 2023 250.78 230.24
Sep 2023 245.25 225.25
Aug 2023 262.61 240.6
Jul 2023 254.75 232.37
Jun 2023 254.97 232.13
May 2023 238.07 216.05
Apr 2023 250.82 227.05
Mar 2023 244.21 219.95
Feb 2023 239.02 214.57
Jan 2023 251.09 224.15
Dec 2022 228.41 202.29
Nov 2022 237.84 211.29
Oct 2022 226.32 201.26
Sep 2022 194.87 172.59
Aug 2022 218.44 193.05
Jul 2022 232.67 205.7
Jun 2022 215.95 190.94
May 2022 235.91 205.76
Apr 2022 239.13 206.3
Mar 2022 250.22 214.66
Feb 2022 247.1 209.19
Jan 2022 260.53 218.57
Dec 2021 251.73 209.42
Nov 2021 225.77 187.25
Oct 2021 247.52 204.29
Sep 2021 262.52 214.88
Aug 2021 270.74 221.01
Jul 2021 291.38 237.36
Jun 2021 277.84 225.25
May 2021 272.6 218.97
Apr 2021 281.95 224.68
Mar 2021 257.69 203.68
Feb 2021 260.33 204.31
Jan 2021 237.8 185.61
Dec 2020 270.3 210.09
Nov 2020 260.18 202.04
Oct 2020 224.28 174.27
Sep 2020 246.93 191.78
Aug 2020 262.13 203.31
Jul 2020 235.82 182.33
Jun 2020 240.46 184.98
May 2020 244.37 186.96
Apr 2020 223.32 170.86
Mar 2020 199.99 154.03
Feb 2020 225.11 173.76
Jan 2020 246.75 189.94
Dec 2019 233.92 179.37
Nov 2019 229.49 176.14
Oct 2019 221.97 170.46
Sep 2019 213.96 163.93
Aug 2019 225.1 172.33
Jul 2019 221.26 169.39
Jun 2019 216.09 165.16
May 2019 200.91 153.53
Apr 2019 204.89 156.24
Mar 2019 195.65 148.41
Feb 2019 186.59 140.74
Jan 2019 170.5 128.06
Dec 2018 166.94 125.15
Nov 2018 178.73 134.42
Oct 2018 172.97 130.52
Sep 2018 188.66 142.11
Aug 2018 184.85 139.08
Jul 2018 171.92 129.28
Jun 2018 166.53 125.22
May 2018 164.62 123.59
Apr 2018 160.19 119.76
Mar 2018 151.63 112.91
Feb 2018 156.19 116.04
Jan 2018 158.27 117.06
Dec 2017 146.05 107.44
Nov 2017 144.13 106.09
Oct 2017 140.55 103.45
Sep 2017 134.41 98.99
Aug 2017 132.91 97.37
Jul 2017 128 93.5
Jun 2017 120.49 88.07
May 2017 122.46 89.43
Apr 2017 117.2 85.51
Mar 2017 114.52 83.31
Feb 2017 113.41 82.44
Jan 2017 106.8 77.39
Dec 2016 101.33 73
Nov 2016 100.45 72.35
Oct 2016 106.8 77.04
Sep 2016 107.18 77.22
Aug 2016 105.1 75.54
Jul 2016 101.32 72.75
Jun 2016 96.13 69.13
May 2016 102.64 73.58
Apr 2016 100.66 71.87
Mar 2016 100.14 71.16
Feb 2016 95.2 67.35
Jan 2016 97.85 69.17
Dec 2015 102.03 72.01
Nov 2015 103.6 73.37
Oct 2015 101.33 71.91
Sep 2015 90.94 64.57
Aug 2015 92.94 66.09
Jul 2015 97.91 69.72
Jun 2015 87.27 62.14
May 2015 89.57 63.56
Apr 2015 86.43 61.02
Mar 2015 85.76 60.43
Feb 2015 89.46 62.66
Jan 2015 84.27 58.77
Dec 2014 86.27 60.45
Nov 2014 84.47 59.52
Oct 2014 78.41 55.55
Sep 2014 69.12 49.1
Aug 2014 68.9 48.9
Jul 2014 68.16 48.46
Jun 2014 68.04 48.39
May 2014 69.5 49.34
Apr 2014 65.65 46.44
Mar 2014 70.18 49.48
Feb 2014 73.93 51.79
Jan 2014 70.62 49.29
Dec 2013 73.27 50.95
Nov 2013 66.94 46.55
Oct 2013 64.44 44.91
Sep 2013 62.46 43.64
Aug 2013 57.07 39.83
Jul 2013 57.88 40.35
Jun 2013 59.78 41.65
May 2013 58.41 40.6
Apr 2013 55.24 38.33
Mar 2013 55.63 38.64
Feb 2013 52.1 36.09
Jan 2013 52.17 35.85
Dec 2012 50.23 34.41
Nov 2012 49.48 33.99
Oct 2012 45.54 31.43
Sep 2012 44.05 30.42
Aug 2012 42.26 29.05
Jul 2012 42.62 29.14
Jun 2012 40.76 27.91
May 2012 37.92 26.01
Apr 2012 40.36 27.71
Mar 2012 38.84 26.59
Feb 2012 38.6 26.22
Jan 2012 33.46 22.63
Dec 2011 33.91 22.83
Nov 2011 32.3 21.81
Oct 2011 30.97 20.93
Sep 2011 28.41 19.23
Aug 2011 29.17 19.72
Jul 2011 28.42 19.16
Jun 2011 28.02 18.87
May 2011 26.93 18.16
Apr 2011 26.02 17.46
Mar 2011 24.68 16.46
Feb 2011 24.73 16.33
Jan 2011 23.72 15.58
Dec 2010 24.01 15.7
Nov 2010 25.24 16.48
Oct 2010 26.67 17.4
Sep 2010 25.37 16.54
Aug 2010 23.58 15.36
Jul 2010 25.07 16.31
Jun 2010 24.18 15.73
May 2010 24.74 16.11
Apr 2010 30.79 20.03
Mar 2010 31.11 20.21
Feb 2010 29.27 18.93
Jan 2010 28.12 18.18
Dec 2009 30.08 19.38
Nov 2009 27.81 17.95
Oct 2009 25.99 16.77
Sep 2009 23.73 15.29
Aug 2009 24.43 15.73
Jul 2009 22.51 14.46
Jun 2009 21.37 13.76
May 2009 23.44 14.96
Apr 2009 22.52 14.33
Mar 2009 19.32 12.27
Feb 2009 19.76 12.51
Jan 2009 17.25 10.87
Dec 2008 18.41 11.55
Nov 2008 18.26 11.57
Oct 2008 18.82 12.16
Sep 2008 20.66 13.49
Aug 2008 25.51 16.68
Jul 2008 24.42 16.03
Jun 2008 27.33 17.84
May 2008 29.31 18.95
Apr 2008 28.57 18.31
Mar 2008 21.48 13.68

Returns from Investing in Visa stock

How much did an investment in Visa really grow each year after accounting for inflation? The following chart contains the inflation-adjusted real annual percentage returns.

Detailed Annual Returns (Adjusted vs. Nominal)

The table below shows the returns for Visa stock by year, both inflation-adjusted and nominal. You can sort any column by clicking on the header.

Observe how inflation erodes nominal gains, sometimes resulting in a negative real return even when the stock price nominally increased, as in 2016.

Year Inflation-Adjusted Return Nominal Return
2024 18.88% 22.32%
2023 22.21% 26.31%
2022 -9.26% -3.41%
2021 -6.87% -0.32%
2020 15.55% 17.12%
2019 40.12% 43.33%
2018 14.3% 16.49%
2017 44.13% 47.17%
2016 -0.69% 1.37%
2015 18.27% 19.14%
2014 17.74% 18.63%
2013 45.86% 48.05%
2012 48.14% 50.72%
2011 41.22% 45.41%
2010 -20.19% -18.99%
2009 63.41% 67.86%

Visa Stock: Average Annualized Returns

Annualized returns show the average rate of growth per year, making it easier to compare performance across different time periods. While nominal returns indicate the headline growth, adjusting for inflation reveals the actual change in purchasing power.

This table presents both nominal and inflation-adjusted average annual returns for Visa over various trailing periods ending May 31, 2026, offering a clearer view of long-term, real investment performance.

Period Avg. Annual Return (Inflation-Adjusted) Avg. Annual Return (Nominal)
Last 1 year -13.6% -9.93%
Last 3 years 11.09% 14.74%
Last 5 years 3.67% 8.31%
Last 10 years 12.26% 16.06%

Real Returns of Investing in the Visa

The chart and table below show the nominal and inflation-adjusted value of a hypothetical $100 investment over various long-term historical periods, ending in September 2025.

The inflation-adjusted line, in green, represents the real increase in purchasing power for the initial investment. Observe the gap between both lines, which illustrates the cumulative effect of inflation over time.

Even over just five years, inflation takes a noticeable bite out of investments. Investing $100 in the Visa five years ago yielded an 66.07% nominal gain, but the real return (the actual increase in buying power) was 34.48%.

As investment periods get longer, the difference between reported nominal returns and the inflation-adjusted gains usually becomes much greater due to the compounding effect of inflation over time.

Investment Period What $100 Grew To (Nominal) Total Nominal Return (%) Total Inflation-Adjusted Return (%)
Last 5 years Feb 2021 - Sep 2025 $166.07 66.07% 34.48%
Last 10 years Feb 2016 - Sep 2025 $503.76 403.76% 267.75%

How Inflation Impacts Visa

Visa's business model has a relatively high resilience to inflation, as its revenues are directly tied to the nominal value of transactions.

  • Revenue Growth: Visa's revenue is largely generated from a percentage of the payment volume processed on its network. As inflation drives up the prices of goods and services, total spending increases, which in turn boosts Visa's nominal revenue.
  • Consumer Spending Habits: While moderate inflation can increase transaction values, high inflation may lead to a reduction in discretionary spending by consumers, potentially lowering the total number of transactions.
  • Cross-Border Transactions: Inflation rates can vary significantly between countries. This can affect the volume of cross-border travel and e-commerce, a lucrative segment for Visa.
  • Operating Expenses: Like any company, Visa is subject to rising operational costs due to wage inflation and other business expenses.

Visa's business model provides a natural hedge against inflation. The company's focus on expanding digital payment acceptance globally and investing in new technologies helps drive transaction growth, offsetting potential slowdowns in consumer spending. Its scalable network allows it to handle increased volume with manageable cost increases.

About Visa

Visa Inc. connects consumers, businesses, financial institutions, and governments in more than 200 countries and territories to fast, secure, and reliable electronic payments.

The company operates one of the world's most advanced processing networks, VisaNet, which provides fraud protection for consumers and assured payment for merchants.

Visa does not issue cards, extend credit, or set rates and fees for consumers. Headquartered in San Francisco, California, its stock is a major component of the Dow Jones Industrial Average and the S&P 500.

Last Close
Jun 16, 2026
333.12
Highest
Jun 11, 2025
370.39
Highest, Inflation-Adjusted
Jun 11, 2025
384.81
Annualized return
Since Mar 19, 2008
19.77%
Annualized return, Inflation-Adjusted
Since Mar 19, 2008
16.85%